Accountant Salary in Gallatin, TN: $73,721 (2026)
Quick Answer:A full-time accountant in Gallatin, TN earns a median $73,721/year (≈ $35.44/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2011). Once you factor in Gallatin's price level (8% below national, BEA RPP 91.8), that paycheck buys what $80,306 would nationally. Nominal pay sits 3.0% below the Tennessee state average.
Based on BLS state-level estimates · View source

Accountants in Gallatin, Tennessee, are projected to earn a median annual salary of $73,721 in 2026, reflecting the competitive environment for financial professionals in the region. The salary range for this occupation varies significantly, with entry-level positions starting around $48,073 and experienced accountants earning as much as $114,268. These estimates are derived from 2025 BLS state-level data and adjusted for regional price parities, highlighting how local job market dynamics affect compensation. With the public-to-industry transition continuing to be a major trend, many professionals in Gallatin are finding ways to capitalize on this shift, setting the stage for potential increases in lifetime earnings and career advancement.
About the Gallatin Market
Salary estimated from Tennessee average ($74,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $48,073 | $23.11 |
| Lower Range (P25) | $61,807 | $29.72 |
| Median (P50)(typical) | $73,721 | $35.44 |
| Upper Range (P75) | $94,363 | $45.36 |
| Top Earners (P90) | $114,268 | $54.94 |
Median Salary Position
14.14% below the national average
2026 Salary Percentile Distribution in Gallatin
In Gallatin, TN, the accountant salary spread from the 10th to 90th percentile is $66,195 (2026 est.). At $73,721, the local median is 14.14% below the national median of $85,864.
Salary Calculator
At 40 hours/week in Gallatin: You'd be in the lower-middle range
How Gallatin Accountant Pay Compares
Gallatin median: $73,721/year (2026)
| Compared To | Median Salary | Gallatin Pays |
|---|---|---|
| Tennessee Average | $76,001 | -3.00% less |
| National Average | $85,864 | -14.14% less |
Accountants in Gallatin, TN earn a median of $73,721 per year (2026 est.), which is 14.14% lower than the national median of $85,864 and 3.00% below the Tennessee state average of $76,001.
Cost-of-Living Adjusted Salary
Gallatin has a cost of living 8.20% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Gallatin, TN has a cost-of-living index of 91.8 (below the national average of 100). A accountant earning $73,721 nominally has purchasing power equivalent to $80,306 in an average-cost city — an effective 8.93% boost.
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2019 BLS Actual
$61,431
2025 BLS Actual
$71,846
2026 Current Est.
$73,721
2019–2027 Growth
+23.1%
Salary Trajectory for Accountants in Gallatin (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.61% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $61,431 | Actual |
| 2020 | $63,157 | Actual |
| 2021 | $66,325 | Actual |
| 2022 | $66,969 | Actual |
| 2023 | $68,583 | Actual |
| 2024 | $65,870 | Actual |
| 2025 | $71,846 | Actual |
| 2026(current) | $73,721 | Estimated |
| 2027 | $75,645 | Projected |
Based on 7 years of BLS OEWS data for the Gallatin metropolitan area, the median accountant salary grew 17.0% from $61,431 (2019) to $71,846 (2025). At a 2.61% compound annual growth rate, salaries are projected to reach $75,645 by 2027 — a total increase of $14,214 (23.14%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Gallatin metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.61% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $48,073 – $61,807 |
| 3-5 years (Mid Career) | $61,807 – $73,721 |
| 5+ years (Experienced) | $73,721 – $94,363 |
| 10+ years (Top Earner) | $94,363 – $114,268 |
CPA salary ranges estimated from BLS percentile data. Individual accountant compensation varies by employer, certifications, and specialization.
Accountant Job Market in Gallatin
The current job market in Gallatin showcases a modest employment level, with only 11 accountants currently employed in the area, which could indicate a tight-knit community of professionals. The cost of living index stands at 91.8, suggesting that accountants in Gallatin can enjoy a stronger purchasing power compared to many higher-cost urban areas. Notably, salary disparities reflect the landscape of employer types in the region. High-paying opportunities are generally found at Big 4 firms or mid-tier CPA firms, while industry roles often provide more stable income but less prestige. Individuals seeking to maximize their accountant pay in Gallatin, TN, should consider pursuing CPA licensure and gaining experience at larger firms, as these factors can significantly enhance earning potential over time.
More salary data for Gallatin, TN:
Frequently Asked Questions
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Written by Sofia Patel, CPA
Career Analyst
Sofia Patel has over 10 years of experience in financial analysis. She specializes in tax preparation for small businesses. She has worked in both corporate and public accounting environments.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $71,846 for accountantsin the Gallatin metropolitan area. A 2.61% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Gallatin is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.61%, derived from historical BLS wage trends for accountants (SOC 13-2011).
Compiled and verified by Sofia Patel, CPA, a licensed accountant with 10+ years of clinical experience. · View source data at BLS.gov