Accountant Salary in Annapolis, MD: $91,795 (2026)
Quick Answer:A full-time accountant in Annapolis, MD earns a median $91,795/year (≈ $44.13/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 13-2011). Once you factor in Annapolis's price level (9% above national, BEA RPP 109.3), that paycheck buys what $83,984 would nationally. Nominal pay sits 2.2% below the Maryland state average.
Based on BLS state-level estimates · View source

Annapolis offers competitive compensation for accountants, highlighted by a median annual salary of $91,795 in 2026. Those in the profession can expect a salary range from $61,179 at the lower end (P10) to $142,282 at the upper echelon (P90). These figures, derived from 2025 BLS OEWS data projected to 2026, reflect adjustments for regional cost variations. Compared to the national median of $85,864, accountant salaries in Annapolis are approximately 6.91% higher, showcasing the city's ability to attract talent, particularly given the opportunities presented to CPAs at various stages of their careers.
About the Annapolis Market
Salary estimated from Maryland average ($92,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $61,179 | $29.41 |
| Lower Range (P25) | $72,343 | $34.78 |
| Median (P50)(typical) | $91,795 | $44.13 |
| Upper Range (P75) | $115,970 | $55.76 |
| Top Earners (P90) | $142,282 | $68.40 |
Median Salary Position
6.91% above the national average
2026 Salary Percentile Distribution in Annapolis
In Annapolis, MD, the accountant salary spread from the 10th to 90th percentile is $81,103 (2026 est.). At $91,795, the local median is 6.91% above the national median of $85,864.
Salary Calculator
At 40 hours/week in Annapolis: You'd be in the lower-middle range
How Annapolis Accountant Pay Compares
Annapolis median: $91,795/year (2026)
| Compared To | Median Salary | Annapolis Pays |
|---|---|---|
| Maryland Average | $93,860 | -2.20% less |
| National Average | $85,864 | +6.91% more |
Accountants in Annapolis, MD earn a median of $91,795 per year (2026 est.), which is 6.91% higher than the national median of $85,864 and 2.20% below the Maryland state average of $93,860.
Cost-of-Living Adjusted Salary
Annapolis has a cost of living 9.30% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Annapolis, MD has a cost-of-living index of 109.3 (above the national average of 100). While the nominal salary of $91,795 is competitive, the higher cost of living reduces purchasing power to an effective $83,984 — a 8.51% reduction.
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2019 BLS Actual
$76,492
2025 BLS Actual
$89,460
2026 Current Est.
$91,795
2019–2027 Growth
+23.1%
Salary Trajectory for Accountants in Annapolis (2019–2027)
2019–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.61% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2019 | $76,492 | Actual |
| 2020 | $78,641 | Actual |
| 2021 | $82,586 | Actual |
| 2022 | $83,388 | Actual |
| 2023 | $85,398 | Actual |
| 2024 | $98,355 | Actual |
| 2025 | $89,460 | Actual |
| 2026(current) | $91,795 | Estimated |
| 2027 | $94,191 | Projected |
Based on 7 years of BLS OEWS data for the Annapolis metropolitan area, the median accountant salary grew 17.0% from $76,492 (2019) to $89,460 (2025). At a 2.61% compound annual growth rate, salaries are projected to reach $94,191 by 2027 — a total increase of $17,699 (23.14%) from 2019.
Note: Historical values (2019–2025) are actual BLS OEWS figures for the Annapolis metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.61% CAGR derived from 7-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $61,179 – $72,343 |
| 3-5 years (Mid Career) | $72,343 – $91,795 |
| 5+ years (Experienced) | $91,795 – $115,970 |
| 10+ years (Top Earner) | $115,970 – $142,282 |
CPA salary ranges estimated from BLS percentile data. Individual accountant compensation varies by employer, certifications, and specialization.
Accountant Job Market in Annapolis
The local job market for accountants in Annapolis is relatively small, with only six accountants currently employed. Despite this, the cost of living index sitting at 109.3 signals that while salaries are above the national average, the purchasing power may not be as robust as it seems. Employers like the Big 4 public accounting firms typically provide higher pay, particularly for those on the partner track, while regional and mid-tier firms, along with corporate accounting departments, follow closely behind. The disparity in pay reflects factors such as licensure benefits, firm reputation, specialization in tax or forensic accounting, and additional compensation structures in busy periods. Aspiring accountants in Annapolis should consider these elements when negotiating salaries and seek opportunities that not only enhance their experience but also align with long-term earning potential.
More salary data for Annapolis, MD:
Frequently Asked Questions
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Written by Sofia Patel, CPA
Career Analyst
Sofia Patel has over 10 years of experience in financial analysis. She specializes in tax preparation for small businesses. She has worked in both corporate and public accounting environments.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $89,460 for accountantsin the Annapolis metropolitan area. A 2.61% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Annapolis is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.61%, derived from historical BLS wage trends for accountants (SOC 13-2011).
Compiled and verified by Sofia Patel, CPA, a licensed accountant with 10+ years of clinical experience. · View source data at BLS.gov